Three Companies that Offer Bad Credit Mobile Phones in the UK

26 Sep

In today’s society, it is virtually impossible to go without a mobile phone. However most mobile phone networks run a credit check before letting you pick out a phone and plan. This is due to the fact that they offer the newest and most expensive types of phones like the iPhone or BlackBerry. There are a few companies that offer bad credit mobile phones though.

The best company to try first is Affordable Mobiles. They offer various types of mobile plans from Sim only plans to prepaid plans to normal contract plans. This company is best for bad credit mobile phones because you have a wide choice of phones, from the basic Samsung B2710 to the more expensive LG Optimus 7 as contract phones. If you have bad credit though, getting one of the more expensive phones is harder and likely to result in a rejection if you apply for it first. The best way to do it is apply for one of the basic phones, pay your monthly fees on time for the duration of the contract, and then upgrade to a better phone at the end of the original contract.

The second company to try is Three. Three is a well-known company that offers both basic contract phones and Sim only plans. The main difference between Affordable Mobiles and Three is that Three may charge you a deposit to get one of their phones. This isn’t necessarily a bad thing though. The reason the company charges a deposit is as protection against you not paying your bill. A typical deposit is only 6 to 12 months of your monthly fee, so if you pay 15 pounds per month, your deposit will be between 90 and 180 pounds.

The last company to try is Vodafone. Vodafone does not offer many bad credit mobile phones. The ones they do offer are basic and require a deposit. Also, you may have to pay more per month than someone with good credit. However, once you have been with them for several months, they will take that into account and may lower your monthly fee.

As you can see, even with bad credit it is possible to get a mobile phone. You just have to know where to look for bad credit mobile phones. Some of the companies may even report your activity to the credit bureaus so make sure you pay your bill on time.

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